We supply direct lenders, finance companies, and marketing agencies with verified consumer data for the short-term lending market. No resellers. No inflated margins. Just clean data at wholesale pricing.
Payday Loan Data Service is a wholesale consumer data supplier specializing in the short-term lending, debt resolution, and consumer finance verticals. We have operated in this space for over 8 years, building direct relationships with data sources to provide clean, compliant records.
Unlike generic data brokers, we focus exclusively on financial intent data. Every file we deliver comes from consumers who have actively expressed interest in financial products, giving you the highest possible conversion potential.
We work directly with lenders, brokers, affiliate marketers, and dialer operations of all sizes. Whether you need a one-time data pull or an ongoing data supply arrangement, we can accommodate your needs.
✅ All data is independently verified for email validity, phone connectivity, and postal accuracy before delivery.
We maintain fresh data inventories across multiple financial verticals. Contact us for current availability and pricing on any category.
Consumers who have submitted short-term or payday loan applications. Includes contact details, banking information, employment status, and requested loan amounts. Available as real-time feeds or aged bulk files.
Real-Time + Bulk AvailableConsumers actively seeking debt consolidation or settlement solutions. Pre-screened for outstanding unsecured debt balances. High-intent data ideal for debt relief companies and financial counselors.
Aged + Fresh AvailableConsumers looking to improve their credit profile. Includes credit score ranges, geographic targeting options, and contact verification. Ideal for credit repair agencies and financial coaching services.
Segmented by StateConsumers searching for personal installment loans. Separate from payday loan data, this set covers longer-term consumer loan seekers with higher average requested amounts.
Bulk Files AvailableHomeowners and buyers expressing interest in mortgage products. Includes refinance inquiries, purchase intent data, and home equity loan prospects. Verified address and income data available.
Premium Verified RecordsNeed something specific? We can build custom data sets based on your target criteria including geography, age range, income bracket, employment type, and financial product interest. Contact us to discuss your requirements.
Contact for Details🔔 Pricing is based on volume, data type, and freshness. Contact us for a custom quote tailored to your needs.
We keep the process simple so you can focus on what matters: converting data into revenue.
Fill in the contact form or email us with your data requirements. Let us know the category, volume, and any targeting criteria you have in mind.
We send you a sample file within 2 business hours so you can evaluate the data quality before committing to a purchase. No obligation on samples.
Once you are happy with the sample, we agree on volume and pricing. We offer flat-rate bulk pricing as well as per-record pricing for larger orders.
Your data is delivered via secure download link within 24 hours of payment confirmation. Files are provided in CSV or Excel format. Repeat orders are processed same day.
We have been in the consumer data business since 2015. Here is what our clients consistently tell us makes the difference.
We source data directly so there are no reseller markups. You pay for the data itself, not for layers of middlemen. Bulk discounts available on larger orders.
Every record goes through email validation, phone number scrubbing, and postal verification before it reaches you. Our deliverability rate consistently exceeds 98%.
All data is sourced from opted-in consumers and maintained with full TCPA documentation. We provide compliance certificates with every data delivery.
Most orders are fulfilled within 24 hours. Repeat customers and account holders receive same-day processing on standard orders. We do not keep you waiting.
Data delivered in CSV, Excel, or pipe-delimited format depending on your system requirements. We can also match field layouts to your CRM import template.
Every client gets a dedicated point of contact. Reach us by email or phone during business hours and expect a response the same business day.
"We switched from our previous data vendor after the first sample. The quality difference was immediately obvious. Contact rates on the payday loan files are consistently higher than anything we were getting before."
"The wholesale pricing model is exactly what our agency needed. We order bulk files monthly and the turnaround is always within 24 hours. Data is clean, well-formatted, and comes with a compliance certificate every time."
"Three years of working with them and I have never had a delivery issue. When I needed a custom data pull for a niche state target, they came through within 48 hours. Reliable partner for our dialer operations."
Fill in the form and we will respond within 2 business hours with a sample file and pricing. No commitment required on your first inquiry.